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Read how home insurance experts are helping Blackduck, MN homeowners save money & get cheap home insurance.

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Each and every home insurance policy is distinct & we show how some scenarios influence rates in Blackduck

Makes your home insurance higher Makes your home insurance lower

$440 is your homeowners insurance for a property near Roughrider Rd NW, Mill Ave SE, Morris Ave NE, Berg Rd NE, Farington Ln NE

Credit ScoreFairProspective savings of $180 on your home insurance in Blackduck if you had Excellent credit
Deductible$1000-$2500 Deductible$60 savings by opting for a $1000-$2500 Deductible
Home value$141,000$52,200 costlier than average home cost in Blackduck
Replacement Value$169,200Your replacement price is $6,208 costlier than the typical house in Blackduck
Nearby agents : Brad Caspers Lutcf, 703 Paul Bunyan Dr NW, Bemidji, MN

$480 is your homeowners insurance for a property near Berg Rd NE, Co Rd 11, Mill Ave SE, Shallow Water Ct NE, Co Rd 300

Age2855 (6.6%) folks are between 25 - 29 years in Blackduck
Home value$144,500Costlier by $55,700 compared to a median home in Blackduck
Credit ScorePoorNot having a great credit grade makes your premium by $110
Deductible$1000-$2500 DeductibleYou save $120 by opting for a $1000-$2500 Deductible
Nearby agents : Insurance Brokers Of Mn - Bermidji, 1008 Paul Bunyan Dr Nw Ste 5, Bemidji, MN

$180 is your homeowners insurance for a property near Manitou Rd NW, Mill Ave SE, Berg Rd NE, 4th St E, Farington Ln NE

Credit ScoreFairCould have saved $70 on your home insurance in Blackduck with Excellent credit
Replacement Value$108,550$57,114 cheaper than the average property replacement value in Blackduck
Home value$83,500Your home is $5,300 less than the typical cost in Blackduck
No of Vehicles Available4You can avail an auto & homeowners consolidation insurance discount of $60
Nearby agents : Farmers Union Insurance Agency, 1414 Ave N, Bemidji, MN

$380 is your homeowners insurance for a property near Shallow Water Ct NE, Co Rd 11, Morris Ave NE, Manitou Rd NW, Berg Rd NE

Replacement Value$105,640Cheaper by $58,688 compared to the average replacement price of a home in Blackduck
No of Bedrooms2In Blackduck, 154 (38.5%) houses have 2 bedrooms
No of claims2Your rates will increase by $80 due to 2 prior claims
No of Vehicles Available3You qualify for a car & homeowners bundle insurance concession of $130
Nearby agents : Northway Services Of Bemidji, 307 3Rd St, Bemidji, MN

$270 is your homeowners insurance for a property near Berg Rd NE, Roughrider Rd NW, Morris Ave NE, Manitou Rd NW, Co Rd 300

Deductible$500- $1000 DeductibleYou save $30 by going for a $500- $1000 Deductible
No of claims2$60 higher premium because of 2 prior claims
Replacement Value$136,125Your replacement value is $50,915 cheaper than the average house in Blackduck
No of Vehicles Available1Ask for an auto & home insurance bundle discount of $100
Nearby agents : Insure Forward, 700 Paul Bunyan Dr Nw, Bemidji, MN

$140 is your homeowners insurance for a property near Co Rd 300, Roughrider Rd NW, Farington Ln NE, 4th St E, Morris Ave NE

Deductible$1000-$2500 Deductible$1000-$2500 Deductible lowers your rate by $30
Home Constructed Year2004In Blackduck, 58 (14.5%) houses were built between 2000 and 2009
Replacement Value$102,680Cheaper by $62,984 compared to the usual replacement value of a house in Blackduck
Age30In Blackduck 32 (3.8%) folks are between 30 to 34 years
Nearby agents : Peoples Insurance, Po Box 129 , Jasper, MN

$740 is your homeowners insurance for a property near Roughrider Rd NW, Co Rd 300, Berg Rd NE, Co Rd 11, Mill Ave SE

No of Bedrooms427 (6.8%) homes have 4 bedrooms in Blackduck
No of claims1Your 1 previous claim makes your premium higher by $80
Marital StatusNow married210 (31.4%) folks have the status of "Now married" in Blackduck
Credit ScorePoorAn excellent credit score makes your rate less costlier by $170
Nearby agents : Brad Spry, 314 Railroad Ave W, Walker, MN

$420 is your homeowners insurance for a property near Morris Ave NE, Berg Rd NE, Mill Ave SE, Co Rd 300, 4th St E

Home value$170,000$81,200 more than the usual house value in Blackduck
No of claims2Your 2 past claims make your premium costlier by $90
Credit ScoreFairProspective savings of $170 on your home insurance in Blackduck if you had Excellent credit
Deductible$2500-$5000 Deductible$110 savings by opting for a $2500-$5000 Deductible
Nearby agents : Pine Country Insurance Agency, 507 Beltrami Ave Nw Downtown Across From Kb101, Next To Miller Mcdonald, Bemidji, MN

$250 is your homeowners insurance for a property near Roughrider Rd NW, Co Rd 11, 4th St E, Mill Ave SE, Shallow Water Ct NE

Home value$98,000Costlier by $9,200 compared to a median house in Blackduck
Deductible$1000-$2500 Deductible$30 savings by choosing a $1000-$2500 Deductible
Home Constructed Year199966 (16.5%) properties were made between 1990 and 1999 in Blackduck
No of Bedrooms2154 (38.5%) homes have 2 bedrooms in Blackduck
Nearby agents : Northern State Agency, 283 Main Street, Gonvick, MN

$330 is your homeowners insurance for a property near Farington Ln NE, Morris Ave NE, Manitou Rd NW, Roughrider Rd NW, Berg Rd NE

No of Vehicles Available4 Due to possible auto & home policy bundle you qualify for a $120 reduction
Replacement Value$179,520$2,176 cheaper than the usual house replacement cost in Blackduck
No of Bedrooms2154 (38.5%) houses in Blackduck have 2 bedrooms
Home value$132,000Your property is $43,200 above the median cost in Blackduck
Nearby agents : Insurance Brokers Of Mn Inc, 1008 PAUL BUNYAN DR NW 5, BEMIDJI, MN

$600 is your homeowners insurance for a property near Morris Ave NE, 4th St E, Roughrider Rd NW, Mill Ave SE, Farington Ln NE

No of Vehicles Available0Not eligible for discount
Deductible$1000-$2500 Deductible$1000-$2500 Deductible reduces your rate by $110
No of Bedrooms2154 (38.5%) houses have 2 bedrooms in Blackduck
Credit ScorePoorA great credit score makes your rate lower by $140
Nearby agents : Jon Labraaten, 25 Clearwater Ave SW, Bagley, MN

$860 is your homeowners insurance for a property near Farington Ln NE, Co Rd 300, Co Rd 11, Morris Ave NE, 4th St E

Home value$153,000Costlier by $64,200 compared to a usual house in Blackduck
Replacement Value$198,900Your replacement price is $11,860 above the usual house in Blackduck
Credit ScorePoorA great credit score makes your rate less expensive by $200
No of Bedrooms2154 (38.5%) properties have 2 bedrooms in Blackduck
Nearby agents : Gilbertson-Latterell Agcy, P O Box 257 , Bigfork, MN

$590 is your homeowners insurance for a property near 4th St E, Morris Ave NE, Farington Ln NE, Co Rd 300, Shallow Water Ct NE

Age8943 (5.1%) individuals aged between 85 and 90 in Blackduck
No of Vehicles Available0Not eligible for discount
Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) will save you $60
Home value$158,000$69,200 more than the typical property price in Blackduck
Nearby agents : Dale Schmidt Agency, 8322 Balsam Rd Nw, Bemidji, MN

$360 is your homeowners insurance for a property near Farington Ln NE, Co Rd 300, Manitou Rd NW, Mill Ave SE, Co Rd 11

Credit ScoreFairCould have saved $150 on your home insurance in Blackduck with Excellent credit
Marital StatusNever married250 (37.4%) people have the status of "Never married" in Blackduck
Replacement Value$170,625$7,063 lower than the median house replacement value in Blackduck
Home Constructed Year197767 (16.8%) properties were constructed between 1970 and 1979 in Blackduck
Nearby agents : Mark Gazelka, 1709 P Bunyan Dr NW, Bemidji, MN

$420 is your homeowners insurance for a property near 4th St E, Co Rd 300, Roughrider Rd NW, Mill Ave SE, Shallow Water Ct NE

No of Bedrooms2In Blackduck, 154 (38.5%) properties have 2 bedrooms
Replacement Value$141,600$21,392 less than average home replacement value in Blackduck
No of Vehicles Available1 Because of possible auto & homeowners policy consolidation you are eligible for a $150 rebate
Age8843 (5.1%) individuals aged between 85 and 90 in Blackduck
Nearby agents : Psp Insurance Services, Llc, Po Box 2072, Bemidji, MN

$370 is your homeowners insurance for a property near Co Rd 11, Morris Ave NE, Shallow Water Ct NE, Farington Ln NE, 4th St E

Credit ScoreExcellentYour excellent credit score makes it less expensive for you by $150
Home Constructed Year192967 (16.8%) houses were built between 1920 and 1939 in Blackduck
Age34In Blackduck 32 (3.8%) individuals are between 30 to 34 years
Home value$145,500$56,700 more than the usual home cost in Blackduck
Nearby agents : Jeremiah Jerry Downs, 1425 Paul Bunyan Dr NW, Bemidji, MN

$200 is your homeowners insurance for a property near Co Rd 11, Manitou Rd NW, Farington Ln NE, Co Rd 300, Mill Ave SE

Age3831 (3.7%) persons are between 35 - 39 years in Blackduck
Marital StatusNever marriedIn Blackduck, 250 (37.4%) folks have the status of "Never married"
Replacement Value$113,030$56,642 lower than the median house replacement value in Blackduck
No of claims0Request for a no claims rebate of $60
Nearby agents : Northern Lakes Inc, 4 1st St Ne # Po127, Deer River, MN

$260 is your homeowners insurance for a property near 4th St E, Farington Ln NE, Berg Rd NE, Manitou Rd NW, Roughrider Rd NW

No of Bedrooms2In Blackduck, 154 (38.5%) properties have 2 bedrooms
Credit ScoreFairProspective savings of $110 on your home insurance in Blackduck if you had Excellent credit
Deductible$500- $1000 Deductible$500- $1000 Deductible reduces your rate by $30
No of claims3Your 3 previous claims make your rate costlier by $80
Nearby agents : Northern Lakes Ins Agcy Inc, P O Box 127 , Deer River, MN

$300 is your homeowners insurance for a property near Farington Ln NE, Berg Rd NE, Morris Ave NE, Co Rd 11, Shallow Water Ct NE

Replacement Value$118,140$67,564 less than typical property replacement cost in Blackduck
Home value$89,500$700 more than the median home price in Blackduck
Home Constructed Year1928In Blackduck, 67 (16.8%) houses were made between 1920 and 1939
No of claims1$30 increase in rate because of 1 previous claims
Nearby agents : Lindfors Agency, Inc., 22 Clearwater Ave Nw Bagley, Clearbrook, MN

$280 is your homeowners insurance for a property near Manitou Rd NW, Morris Ave NE, Roughrider Rd NW, Berg Rd NE, Shallow Water Ct NE

No of Bedrooms2154 (38.5%) houses have 2 bedrooms in Blackduck
Replacement Value$110,000Your replacement cost is $77,040 cheaper than the typical property in Blackduck
Age2955 (6.6%) individuals are between 25 - 29 years in Blackduck
Credit ScorePoorAn excellent credit grade makes your rate less expensive by $70
Nearby agents : Security Insurance Usa, 57 Main St N, Blackduck, MN

$790 is your homeowners insurance for a property near Morris Ave NE, Roughrider Rd NW, Manitou Rd NW, Co Rd 11, Berg Rd NE

Replacement Value$179,180$7,860 less than median house replacement value in Blackduck
No of claims2Your 2 past claims make your rate more expensive by $160
Home value$144,500Costlier by $55,700 compared to a usual house in Blackduck
Credit ScorePoorNot having a great credit rating makes your rate by $190

$310 is your homeowners insurance for a property near Mill Ave SE, Manitou Rd NW, Shallow Water Ct NE, Farington Ln NE, Roughrider Rd NW

Age62In Blackduck 35 (4.2%) individuals are between 62 to 64 years
Marital StatusMarried, spouse absent10 (1.5%) people have the status of "Married, spouse absent" in Blackduck
Home Constructed Year1973In Blackduck, 67 (16.8%) houses were made between 1970 and 1979
Deductible$1000-$2500 DeductibleYou save $70 by going for a $1000-$2500 Deductible
Nearby agents : First State Financial Services, PO BOX 27, CLEARBROOK, MN

$370 is your homeowners insurance for a property near Farington Ln NE, Shallow Water Ct NE, Berg Rd NE, Mill Ave SE, 4th St E

No of Bedrooms2In Blackduck, 154 (38.5%) houses have 2 bedrooms
Home Constructed Year1989In Blackduck, 37 (9.2%) houses were made between 1980 and 1989
Marital StatusNever married"Never married" status is similar to that of 250 (37.4%) individuals in Blackduck
Replacement Value$159,115$3,877 cheaper than the usual house replacement cost in Blackduck
Nearby agents : Jake Bluhm, 512 Beltrami Ave NW, Bemidji, MN

$210 is your homeowners insurance for a property near Manitou Rd NW, Farington Ln NE, Roughrider Rd NW, 4th St E, Co Rd 300

No of Bedrooms2154 (38.5%) properties in Blackduck have 2 bedrooms
Home value$111,000Costlier by $22,200 compared to a usual home in Blackduck
No of claims1$30 higher rate because of 1 prior claims
No of Vehicles Available3Ask for an auto & homeowners policy bundle rebate of $70

$290 is your homeowners insurance for a property near Shallow Water Ct NE, Co Rd 11, Morris Ave NE, Co Rd 300, Berg Rd NE

Replacement Value$137,145$32,527 less than typical house replacement cost in Blackduck
Age8143 (5.1%) individuals aged between 80 and 84 in Blackduck
Marital StatusMarried, spouse absent"Married, spouse absent" status is similar to that of 10 (1.5%) people in Blackduck
Home Constructed Year2012In Blackduck, 5 (1.2%) houses were constructed between 2010 and 2016
Nearby agents : First National Bank Insurance, 600 MINNESOTA AVE, WALKER, MN

$440 is your homeowners insurance for a property near Co Rd 300, Farington Ln NE, Morris Ave NE, Berg Rd NE, 4th St E

No of Bedrooms2154 (38.5%) homes have 2 bedrooms in Blackduck
Marital StatusNever married250 (37.4%) folks have the status of "Never married" in Blackduck
No of Vehicles Available2 Because of potential auto & home insurance consolidation you are eligible for a $160 discount
Credit ScoreFairProspective savings of $180 on your home insurance in Blackduck with Excellent credit
Nearby agents : Island Fin Agcy Inc, 7165 Dew Drop Trl Nw, Walker, MN

$380 is your homeowners insurance for a property near Co Rd 300, Morris Ave NE, Co Rd 11, Manitou Rd NW, Roughrider Rd NW

Credit ScorePoorNot having an excellent credit score makes your premium by $90
Marital StatusMarried, spouse absent"Married, spouse absent" status is similar to that of 10 (1.5%) folks in Blackduck
No of claims2Your premiums will become higher by $80 because of 2 past claims
Home value$82,500$6,300 below the usual home price in Blackduck
Nearby agents : Island Financial Agency Inc, 7165 DEW DROP TRL NW, WALKER, MN

$240 is your homeowners insurance for a property near Mill Ave SE, Roughrider Rd NW, Berg Rd NE, Morris Ave NE, Co Rd 11

Replacement Value$113,050$60,630 cheaper than the typical property replacement cost in Blackduck
Credit ScoreFairCould have saved $100 on your home insurance in Blackduck with Excellent credit
Age23In Blackduck 44 (5.3%) folks are between 22 to 24 years
No of Vehicles Available0Not eligible for discount