Yuteko

Read how home insurance experts are helping Clay County, MN homeowners save money & get cheap home insurance.

Get Quotes From The Best & Compare

Each home insurance policy is distinct & we show how few scenarios influence rates in Clay County

Makes your home insurance higher Makes your home insurance lower

$280 is your homeowners insurance for a property near 7th St N

Home value$116,000Your property is $38,100 less than the usual value in Clay County
No of Vehicles Available0Not eligible for discount
Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) will save you $30
Age573,517 (6.0%) people aged between 55 and 59 in Clay County
Nearby agents : Lakes Country Ins, 105 S Broadway, Pelican Rapids, MN

$390 is your homeowners insurance for a property near 130th St N, 400th St, Township Rd, 100th Ave

No of Vehicles Available3 Due to possible car & homeowners insurance consolidation you qualify for a $140 rebate
Home value$220,000$65,900 costlier than median house cost in Clay County
Replacement Value$292,600$56,232 above the median home replacement value in Clay County
Marital StatusNever married"Never married" status is similar to that of 23,450 (49.4%) people in Clay County
Nearby agents : Bremer Insurance, Inc., 115 Holmes St E Detroit Lakes, Detroit Lakes, MN

$300 is your homeowners insurance for a property near Andrews Ave S

Age38In Clay County 3,571 (6.1%) individuals are between 35 to 39 years
Home Constructed Year2000In Clay County, 4,245 (17.7%) properties were made between 2000 and 2009
No of claims1Your 1 past claim makes your rate costlier by $30
Home value$148,500Your property is $5,600 below the typical value in Clay County
Nearby agents : Premier Agency Inc., 1730 30th Ave S, Moorhead, MN

$440 is your homeowners insurance for a property near Co Hwy 9

Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) will save you $50
No of Vehicles Available1Ask for a car & home insurance bundle discount of $160
Replacement Value$212,220Your replacement price is $20,558 costlier than the typical home in Clay County
No of claims3Your premiums will increase by $130 because of 3 previous claims
Nearby agents : Keith Inwards, 710 Washington Ave, Detroit Lakes, MN

$350 is your homeowners insurance for a property near Marion St

No of Bedrooms26,234 (26.1%) properties in Clay County have 2 bedrooms
No of Vehicles Available4You are entitled to an auto & home bundle policy discount of $130
Deductible$500- $1000 DeductibleYou save $40 by choosing a $500- $1000 Deductible
Marital StatusWidowed4,290 (9.0%) people have the status of "Widowed" in Clay County
Nearby agents : Strand & Marcy Insurance, 15956 17Th St So, Comstock, MN

$660 is your homeowners insurance for a property near 297th St S

Replacement Value$265,595Costlier by $56,387 compared to the median replacement price of a property in Clay County
No of Bedrooms4In Clay County, 5,128 (21.4%) properties have 4 bedrooms
Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible lowers your rate by $370
Age313,921 (6.7%) persons are between 30 - 34 years in Clay County
Nearby agents : Ed Winjum, 411 3rd Ave SE, Perham, MN

$440 is your homeowners insurance for a property near 1st St NE

No of claims0Look for a no claims rebate of $140
Home value$97,000$57,100 less than the usual house price in Clay County
Marital StatusNever married"Never married" status is similar to that of 23,450 (49.4%) individuals in Clay County
No of Bedrooms12,428 (10.1%) homes in Clay County have 1 bedrooms
Nearby agents : Kevyn Heck Insurance Agency, 125 S Mill St Fergus Falls, Fergus Falls, MN

$440 is your homeowners insurance for a property near 7th St N

Deductible$2500-$5000 DeductibleYou save $130 by opting for a $2500-$5000 Deductible
No of Bedrooms5In Clay County, 1,761 (7.4%) homes have 5 bedrooms
No of claims1$50 increase in premium because of 1 past claims
Home Constructed Year2013In Clay County, 192 (0.8%) properties were made between 2010 and 2016
Nearby agents : Farmers Union Insurance Agency, 402 3Rd St E Ste 7, Ada, MN

$350 is your homeowners insurance for a property near 7th St N

No of Vehicles Available0Not eligible for discount
Credit ScoreFairCould have saved $140 on your home insurance in Clay County with Excellent credit
Age57In Clay County 3,517 (6.0%) people are between 55 to 59 years
No of claims1Your rates will increase by $40 because of 1 prior claims
Nearby agents : Twin Valley Insurance Agency, Llc, Po Box 247 Twin Valley, Twin Valley, MN

$450 is your homeowners insurance for a property near 7th St N

Replacement Value$193,880Costlier by $47,207 compared to the average replacement price of a property in Clay County
Credit ScorePoorNot having a great credit rating makes your rate by $110
No of Vehicles Available1You can avail an auto & home bundle policy reduction of $160
Age30In Clay County 3,921 (6.7%) individuals are between 30 to 34 years
Nearby agents : Absolute Ins Agy Llc, 18900 175th St, Audubon, MN

$360 is your homeowners insurance for a property near 7th St N

Age223,144 (5.3%) persons aged between 22 and 24 in Clay County
Home Constructed Year19622,609 (10.9%) houses in Clay County were constructed between 1960 and 1969
No of Vehicles Available2Request for an auto & homeowners policy consolidation concession of $130
No of Bedrooms38,129 (34.0%) homes in Clay County have 3 bedrooms
Nearby agents : Amp Insurance, 920 PEBBLE LAKE RD, FERGUS FALLS, MN

$630 is your homeowners insurance for a property near 7th St N

Replacement Value$201,960Costlier by $45,054 compared to the median replacement price of a house in Clay County
No of claims2Your 2 previous claims make your rate higher by $130
Deductible$500- $1000 Deductible$70 savings by opting for a $500- $1000 Deductible
No of Vehicles Available4Request for an auto & homeowners policy consolidation discount of $220
Nearby agents : Modern Ins Service, 1135 Washington Ave Ste 101, Detroit Lakes, MN

$330 is your homeowners insurance for a property near 7th St N

Home value$136,000$18,100 below the typical property price in Clay County
Age243,144 (5.3%) persons aged between 22 and 24 in Clay County
Home Constructed Year1997In Clay County, 2,707 (11.3%) properties were made between 1990 and 1999
No of Vehicles Available2You are entitled to an auto & homeowners consolidation policy concession of $120
Nearby agents : Peterson Insurance Services, Inc., 112 1St St Nw, Ulen, MN

$390 is your homeowners insurance for a property near 7th St N

Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) will make your rate cheaper by $40
Replacement Value$204,470Your replacement price is $68,030 above the median property in Clay County
No of Bedrooms38,129 (34.0%) houses have 3 bedrooms in Clay County
No of claims0You can avail a no claims reduction of $120
Nearby agents : Tilleraas Ins Agcy, Po Box 70, Mahnomen, MN

$940 is your homeowners insurance for a property near 7th St N

Age243,144 (5.3%) persons aged between 22 and 24 in Clay County
No of claims2Your 2 prior claims make your rate more expensive by $190
Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) could make your rate cheaper by $100
Marital StatusNever marriedIn Clay County, 23,450 (49.4%) persons have the status of "Never married"
Nearby agents : Shane Raw, 222 Front St, Barnesville, MN

$530 is your homeowners insurance for a property near 7th St N

Replacement Value$200,490$50,406 above the median house replacement value in Clay County
No of Vehicles Available3Look for an auto & home policy consolidation concession of $190
Credit ScoreFairProspective savings of $220 on your home insurance in Clay County with Excellent credit
Age55In Clay County 3,517 (6.0%) people are between 55 to 59 years
Nearby agents : Rivers Edge Insurance Agency, Inc., 105 3Rd St W, Halstad, MN

$300 is your homeowners insurance for a property near 7th St N

Replacement Value$153,750Costlier by $7,077 compared to the median replacement cost of a home in Clay County
Marital StatusNever married23,450 (49.4%) folks have the status of "Never married" in Clay County
No of Vehicles Available2You are eligible for a car & home bundle policy reduction of $110
No of Bedrooms38,129 (34.0%) houses in Clay County have 3 bedrooms
Nearby agents : Kent Agcy Inc, P O Box 51 , Kent, MN

$410 is your homeowners insurance for a property near 7th St N

No of Bedrooms38,129 (34.0%) homes have 3 bedrooms in Clay County
No of claims2Your 2 past claims make your rate higher by $90
Replacement Value$219,480Your replacement value is $79,629 more than the average house in Clay County
Marital StatusNever married"Never married" status is similar to that of 23,450 (49.4%) people in Clay County
Nearby agents : Bremer Insurance Inc., 3131 S Frontage Rd, Moorhead, MN

$200 is your homeowners insurance for a property near 7th St N

Home value$97,000Your house is $57,100 less than the median price in Clay County
Deductible$1000-$2500 Deductible$1000-$2500 Deductible lowers your rate by $50
No of claims0Possibility of $60 concession due to no previous claims
No of Bedrooms3In Clay County, 8,129 (34.0%) properties have 3 bedrooms
Nearby agents : Insurance Brokers Of Mn Inc, 308 E Main St, Ada, MN

$580 is your homeowners insurance for a property near 7th St N

Marital StatusNever marriedIn Clay County, 23,450 (49.4%) people have the status of "Never married"
No of Bedrooms38,129 (34.0%) houses in Clay County have 3 bedrooms
Replacement Value$212,355Costlier by $64,545 compared to the average replacement cost of a property in Clay County
No of Vehicles Available2You qualify for an auto & home bundle insurance concession of $210
Nearby agents : Gary H Olson Ins, 725 Center Ave Ste 3, Moorhead, MN

$880 is your homeowners insurance for a property near 7th St N

No of claims2$180 increase in premium because of 2 prior claims
Replacement Value$184,920Your replacement value is $45,069 above the typical property in Clay County
No of Bedrooms38,129 (34.0%) homes in Clay County have 3 bedrooms
Home Constructed Year2013In Clay County, 192 (0.8%) properties were made between 2010 and 2016
Nearby agents : David Hiney, 1119 Jackson Ave, Detroit Lakes, MN

$450 is your homeowners insurance for a property near 7th St N

Replacement Value$210,625Costlier by $66,226 compared to the median replacement price of a property in Clay County
Age52In Clay County 3,896 (6.6%) persons are between 50 to 54 years
No of claims2Your 2 prior claims make your premium higher by $90
Home value$168,500Costlier by $14,400 compared to a usual house in Clay County
Nearby agents : Overland Insurance Agency Inc, 211 W Main, Perham, MN

$350 is your homeowners insurance for a property near 7th St N

Deductible$500- $1000 Deductible$500- $1000 Deductible reduces your rate by $30
Home Constructed Year19802,021 (8.4%) homes were made between 1980 and 1989 in Clay County
No of Vehicles Available0Not eligible for discount
No of claims0Possibility of $110 discount due to no prior claims
Nearby agents : Wesley Shoults, 409 Main Ave, Moorhead, MN

$310 is your homeowners insurance for a property near 7th St N

No of Vehicles Available4 Due to potential car & homeowners insurance consolidation you are eligible for a $110 discount
Credit ScoreExcellent Ask for a concession of $130 because of your great credit score
Home value$108,000Your home is $46,100 cheaper than the usual cost in Clay County
No of Bedrooms3In Clay County, 8,129 (34.0%) homes have 3 bedrooms
Nearby agents : Noel Moore, 515 8th St S, Moorhead, MN

$450 is your homeowners insurance for a property near 7th St N

Marital StatusWidowedIn Clay County, 4,290 (9.0%) people have the status of "Widowed"
Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) will save you $50
Age553,517 (6.0%) individuals are between 55 - 59 years in Clay County
No of Vehicles Available4Ask for an auto & homeowners policy bundle discount of $160
Nearby agents : Mark Rodning, 408 W Lincoln Ave, Fergus Falls, MN

$270 is your homeowners insurance for a property near 7th St N

Home value$106,000$48,100 cheaper than the average home cost in Clay County
Replacement Value$146,280Cheaper by $11,763 compared to the average replacement price of a home in Clay County
Credit ScoreFairSavings of $110 on your home insurance in Clay County if you had Excellent credit
No of Vehicles Available3Look for an auto & home insurance bundle discount of $100
Nearby agents : Barker Insurance Agency, 1417 College Way Fergus Falls, Fergus Falls, MN

$450 is your homeowners insurance for a property near 7th St N

Marital StatusNever married23,450 (49.4%) individuals have the status of "Never married" in Clay County
No of Bedrooms38,129 (34.0%) properties have 3 bedrooms in Clay County
Credit ScorePoorNot having an excellent credit score makes your rate by $110
Replacement Value$112,200Your replacement value is $37,884 below the usual property in Clay County
Nearby agents : Jeff Morgan, 15 West Mill Street, Pelican Rapids, MN

$620 is your homeowners insurance for a property near 7th St N

Replacement Value$265,320Your replacement value is $127,743 costlier than the median home in Clay County
No of Vehicles Available2 Because of potential car & home policy consolidation you can avail a $220 reduction
Age35In Clay County 3,571 (6.1%) people are between 35 to 39 years
Home value$198,000$43,900 above the median house value in Clay County
Nearby agents : C J Lofgren Co, P O Box 71 , Ada, MN

$510 is your homeowners insurance for a property near 7th St N

No of claims3Your 3 past claims make your premium higher by $160
Credit ScoreExcellent$210 cheaper due to your great credit grade
No of Vehicles Available2You qualify for a car & home bundle policy rebate of $180
Marital StatusMarried, spouse presentIn Clay County, 970 (2.0%) individuals have the status of "Married, spouse present"
Nearby agents : Scott Insurance Serv, 1403 College Way, Fergus Falls, MN

$490 is your homeowners insurance for a property near 7th St N

Replacement Value$232,200$90,075 costlier than the average property replacement cost in Clay County
No of claims3$150 higher premium because of 3 past claims
Marital StatusSeparatedIn Clay County, 700 (1.5%) people have the status of "Separated"
Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) will save you $50
Nearby agents : James Matter, 1119 Jackson Ave, Detroit Lakes, MN

$490 is your homeowners insurance for a property near 7th St N

Home value$153,000Cheaper by $1,100 compared to a median house in Clay County
No of claims2Your rates will become higher by $100 due to 2 past claims
No of Vehicles Available3You qualify for a car & home bundle insurance discount of $180
Age383,571 (6.1%) individuals are between 35 - 39 years in Clay County
Nearby agents : Amanda Frederick, 110 Minnesota Ave, Breckenridge, MN

$610 is your homeowners insurance for a property near 7th St N

Replacement Value$194,600Your replacement value is $43,379 above the average home in Clay County
Home value$140,000Your property is $14,100 less than the median value in Clay County
No of Vehicles Available0Not eligible for discount
No of claims0Potential for $190 discount because of no previous claims
Nearby agents : Lichtsinn-Anderson Insurance, 1001 Center Avenue #B, Moorhead, MN