Read how home insurance experts are helping Oakport, MN homeowners save money & get cheap home insurance.
Each and every home insurance policy is distinct & we illustrate how some needs influence rates in Oakport
Makes your home insurance higher 
Makes your home insurance lower $590 is your homeowners insurance for a property near 53rd Ave N, 54th Ave N, 1st St NW, 5th St NW, Co Rd 93 |
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| No of Bedrooms | 3 | 244 (39.8%) homes in Oakport have 3 bedrooms |
| Marital Status | Never married | 920 (73.7%) individuals have the status of "Never married" in Oakport |
| Home Constructed Year | 1963 | In Oakport, 81 (13.2%) properties were constructed between 1960 and 1969 |
| Credit Score | Fair | Prospective savings of $240 on your home insurance in Oakport if you had Excellent credit |
| Nearby agents : Rich Pinsonneault, 303 W Main St, Ada, MN | ||
$1370 is your homeowners insurance for a property near Co Hwy 96 N, 109th Ave N, Elm St, Co Rd 106, N 70th St |
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| No of Bedrooms | 3 | In Oakport, 244 (39.8%) properties have 3 bedrooms |
| No of claims | 0 | Potential for $410 concession because of no prior claims |
| Deductible | $500 Deductible | Choosing a higher deductible of ($500-$1000) could save you $140 |
| Replacement Value | $294,030 | Costlier by $55,924 compared to the typical replacement price of a house in Oakport |
| Nearby agents : Noah Ins Service, 422 Main Ave, Callaway, MN | ||
$500 is your homeowners insurance for a property near 54th Ave N, 53rd Ave N, 1st St NW, 5th St NW, Co Rd 93 |
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| Marital Status | Never married | "Never married" status is similar to that of 920 (73.7%) individuals in Oakport |
| Replacement Value | $219,300 | Cheaper by $41,325 compared to the usual replacement cost of a house in Oakport |
| Credit Score | Fair | Savings of $200 on your home insurance in Oakport if you had Excellent credit |
| No of Bedrooms | 3 | 244 (39.8%) homes in Oakport have 3 bedrooms |
| Nearby agents : Absolute Ins Agy Llc, 18900 175th St, Audubon, MN | ||
$410 is your homeowners insurance for a property near 109th Ave N, N 70th St, Co Rd 106, Co Hwy 96 N, Elm St |
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| Home Constructed Year | 1921 | In Oakport, 22 (3.6%) properties were constructed between 1920 and 1939 |
| Credit Score | Excellent | $170 cheaper due to your superb credit grade |
| No of Bedrooms | 3 | 244 (39.8%) properties have 3 bedrooms in Oakport |
| No of Vehicles Available | 1 | You can avail an auto & homeowners consolidation policy concession of $150 |
| Nearby agents : Jeff Morgan, 15 West Mill Street, Pelican Rapids, MN | ||
$460 is your homeowners insurance for a property near 1st St NW, 5th St NW, 53rd Ave N, Co Rd 93, 54th Ave N |
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| Replacement Value | $254,720 | $27,845 costlier than the typical house replacement value in Oakport |
| No of claims | 1 | Your rates will become higher by $50 due to 1 past claims |
| Credit Score | Excellent | Your superb credit grade makes it cheaper for you by $190 |
| No of Bedrooms | 4 | In Oakport, 230 (37.5%) houses have 4 bedrooms |
| Nearby agents : Jeff Morgan, 15 W Mill Ave, Pel Rapids, MN | ||
$360 is your homeowners insurance for a property near Elm St, Co Hwy 96 N, Co Rd 106, 109th Ave N, N 70th St |
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| Home Constructed Year | 1978 | 169 (27.6%) properties were constructed between 1970 and 1979 in Oakport |
| Marital Status | Never married | In Oakport, 920 (73.7%) folks have the status of "Never married" |
| Age | 40 | 112 (7.0%) persons aged between 40 and 44 in Oakport |
| Deductible | $2500-$5000 Deductible | $100 savings by choosing a $2500-$5000 Deductible |
| Nearby agents : Leroy Anderson, 512 CENTER AVE STE 2, Moorhead, MN | ||
$1310 is your homeowners insurance for a property near 53rd Ave N, 1st St NW, 54th Ave N, 5th St NW, Co Rd 93 |
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| Replacement Value | $302,080 | Costlier by $62,080 compared to the average replacement value of a property in Oakport |
| Marital Status | Now married | "Now married" status is similar to that of 910 (72.7%) persons in Oakport |
| No of Bedrooms | 5 | 64 (10.4%) houses have 5 bedrooms in Oakport |
| Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible reduces your rate by $200 |
| Nearby agents : Modern Insurance Services, 1135 Washington Ave Ste 101 Detroit Lakes, Detroit Lakes, MN | ||
$280 is your homeowners insurance for a property near Elm St, Co Hwy 96 N, 109th Ave N, N 70th St, Co Rd 106 |
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| Replacement Value | $130,150 | $81,886 cheaper than the typical home replacement cost in Oakport |
| No of claims | 1 | $30 higher premium because of 1 previous claims |
| Age | 56 | In Oakport 112 (7.0%) persons are between 55 to 59 years |
| Deductible | $1000-$2500 Deductible | $60 savings by choosing a $1000-$2500 Deductible |
| Nearby agents : Noah Insurance Services, Po Box 95, Callaway, MN | ||
$750 is your homeowners insurance for a property near 53rd Ave N, 5th St NW, Co Rd 93, 54th Ave N, 1st St NW |
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| Credit Score | Poor | $180 costlier because your credit rating is not excellent |
| Replacement Value | $252,000 | Your replacement cost is $27,000 more than the typical house in Oakport |
| Marital Status | Separated | In Oakport, 10 (0.6%) individuals have the status of "Separated" |
| Deductible | $500- $1000 Deductible | $70 savings by opting for a $500- $1000 Deductible |
| Nearby agents : Peterson Insurance Services, Inc., 112 1St St Nw, Ulen, MN | ||
$700 is your homeowners insurance for a property near 54th Ave N, 5th St NW, 1st St NW, Co Rd 93, 53rd Ave N |
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| Home Constructed Year | 1938 | In Oakport, 22 (3.6%) properties were constructed between 1920 and 1939 |
| Credit Score | Fair | Prospective savings of $280 on your home insurance in Oakport if you had Excellent credit |
| Home value | $174,000 | Your property is $26,000 cheaper than the average value in Oakport |
| No of claims | 3 | $210 increase in rate because of 3 past claims |
| Nearby agents : Shane Raw, 222 Front St, Barnesville, MN | ||
$490 is your homeowners insurance for a property near Co Rd 93, 54th Ave N, 5th St NW, 53rd Ave N, 1st St NW |
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| Credit Score | Fair | Could have saved $200 on your home insurance in Oakport with Excellent credit |
| Age | 79 | 36 (2.3%) persons are between 75 - 79 years in Oakport |
| No of claims | 1 | $50 increase in rate because of 1 past claims |
| Home Constructed Year | 1965 | 81 (13.2%) homes in Oakport were built between 1960 and 1969 |
| Nearby agents : Wesley Shoults, 409 Main Ave, Moorhead, MN | ||
$390 is your homeowners insurance for a property near Co Rd 93, 53rd Ave N, 54th Ave N, 5th St NW, 1st St NW |
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| No of Bedrooms | 3 | 244 (39.8%) properties in Oakport have 3 bedrooms |
| Deductible | $500- $1000 Deductible | You save $30 by opting for a $500- $1000 Deductible |
| No of Vehicles Available | 4 | You can avail a car & homeowners bundle policy discount of $140 |
| Home Constructed Year | 1956 | In Oakport, 67 (10.9%) homes were made between 1950 and 1959 |
| Nearby agents : Bennett Houglum Agency, 211 West Main Street, Ada, MN | ||
$700 is your homeowners insurance for a property near 5th St NW, 1st St NW, 54th Ave N, 53rd Ave N, Co Rd 93 |
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| Age | 46 | In Oakport 180 (11.3%) persons are between 45 to 49 years |
| Home value | $176,500 | $23,500 cheaper than the usual home price in Oakport |
| Deductible | $2500-$5000 Deductible | $270 savings by choosing a $2500-$5000 Deductible |
| Marital Status | Never married | "Never married" status is similar to that of 920 (73.7%) persons in Oakport |
| Nearby agents : Keith Inwards, 710 Washington Ave, Detroit Lakes, MN | ||
$1190 is your homeowners insurance for a property near 5th St NW, Co Rd 93, 53rd Ave N, 54th Ave N, 1st St NW |
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| Home value | $292,500 | Costlier by $92,500 compared to an average house in Oakport |
| Marital Status | Never married | 920 (73.7%) persons have the status of "Never married" in Oakport |
| Credit Score | Poor | A great credit score makes your rate less expensive by $280 |
| Deductible | $2500-$5000 Deductible | $380 savings by going for a $2500-$5000 Deductible |
| Nearby agents : Noel Moore, 515 South 8th Street, Moorhead, MN | ||
$510 is your homeowners insurance for a property near Co Rd 93, 5th St NW, 54th Ave N, 53rd Ave N, 1st St NW |
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| Replacement Value | $290,490 | Costlier by $37,365 compared to the average replacement price of a home in Oakport |
| Marital Status | Never married | "Never married" status is similar to that of 920 (73.7%) persons in Oakport |
| No of Bedrooms | 3 | 244 (39.8%) properties have 3 bedrooms in Oakport |
| No of claims | 1 | $60 increase in rate because of 1 previous claims |
| Nearby agents : David Hiney, 1119 Jackson Ave, Detroit Lakes, MN | ||
$530 is your homeowners insurance for a property near 5th St NW, 1st St NW, 53rd Ave N, Co Rd 93, 54th Ave N |
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| Home Constructed Year | 1940 | In Oakport, 13 (2.1%) homes were constructed between 1940 and 1949 |
| Credit Score | Poor | $130 costlier because your credit rating is not great |
| Deductible | $500 Deductible | Choosing a higher deductible of ($500-$1000) will make your rate cheaper by $60 |
| Marital Status | Widowed | 60 (4.2%) individuals have the status of "Widowed" in Oakport |
| Nearby agents : Bremer Insurance, Inc., 115 Holmes St E Detroit Lakes, Detroit Lakes, MN | ||
$750 is your homeowners insurance for a property near 54th Ave N, 5th St NW, 1st St NW, 53rd Ave N, Co Rd 93 |
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| Age | 45 | 180 (11.3%) persons are between 45 - 49 years in Oakport |
| Home value | $214,000 | Costlier by $14,000 compared to an average property in Oakport |
| Replacement Value | $293,180 | Costlier by $38,180 compared to the average replacement value of a property in Oakport |
| No of Vehicles Available | 0 | Not eligible for discount |
| Nearby agents : Lakes Country Ins, 105 S Broadway, Pelican Rapids, MN | ||
$360 is your homeowners insurance for a property near 54th Ave N, 1st St NW, Co Rd 93, 5th St NW, 53rd Ave N |
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| No of Vehicles Available | 0 | Not eligible for discount |
| Credit Score | Fair | Prospective savings of $150 on your home insurance in Oakport if you had Excellent credit |
| No of Bedrooms | 3 | 244 (39.8%) properties in Oakport have 3 bedrooms |
| Age | 48 | 180 (11.3%) folks are between 45 - 49 years in Oakport |
| Nearby agents : Amanda Frederick, 110 Minnesota Ave, Breckenridge, MN | ||
$870 is your homeowners insurance for a property near 54th Ave N, 5th St NW, 53rd Ave N, Co Rd 93, 1st St NW |
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| No of claims | 3 | $270 higher premium because of 3 past claims |
| Replacement Value | $305,230 | $52,105 more than usual property replacement value in Oakport |
| Credit Score | Fair | Savings of $350 on your home insurance in Oakport with Excellent credit |
| Home value | $233,000 | $33,000 more than the median home price in Oakport |
| Nearby agents : Farmers Union Insurance Agency, 402 3Rd St E Ste 7, Ada, MN | ||
$500 is your homeowners insurance for a property near 5th St NW, 53rd Ave N, 54th Ave N, Co Rd 93, 1st St NW |
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| Credit Score | Excellent | Enquire about a concession of $200 because of your superb credit score |
| Home Constructed Year | 1964 | 81 (13.2%) homes were constructed between 1960 and 1969 in Oakport |
| Age | 42 | 112 (7.0%) individuals are between 40 - 44 years in Oakport |
| No of Bedrooms | 3 | 244 (39.8%) houses in Oakport have 3 bedrooms |
| Nearby agents : Willow Creek Insurance Agency, Inc., 208 Front St S, Barnesville, MN | ||
$910 is your homeowners insurance for a property near Co Rd 93, 5th St NW, 53rd Ave N, 54th Ave N, 1st St NW |
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| No of Vehicles Available | 3 | Request for a car & home policy bundle reduction of $320 |
| Marital Status | Never married | 920 (73.7%) individuals have the status of "Never married" in Oakport |
| Home Constructed Year | 1998 | 119 (19.4%) properties were constructed between 1990 and 1999 in Oakport |
| No of claims | 3 | $280 increase in premium because of 3 past claims |
| Nearby agents : Insurance Brokers Of Mn Inc, 308 E Main St, Ada, MN | ||
$650 is your homeowners insurance for a property near 54th Ave N, 5th St NW, 53rd Ave N, Co Rd 93, 1st St NW |
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| Home Constructed Year | 1998 | 119 (19.4%) homes in Oakport were built between 1990 and 1999 |
| No of claims | 3 | $200 increase in rate because of 3 previous claims |
| Marital Status | Married, spouse absent | In Oakport, 10 (0.4%) people have the status of "Married, spouse absent" |
| Replacement Value | $169,600 | $61,025 cheaper than the typical house replacement value in Oakport |
| Nearby agents : Bremer Insurance Inc., 3131 S Frontage Rd, Moorhead, MN | ||
$830 is your homeowners insurance for a property near 1st St NW, 5th St NW, Co Rd 93, 53rd Ave N, 54th Ave N |
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| Home Constructed Year | 1926 | 22 (3.6%) properties were constructed between 1920 and 1939 in Oakport |
| Home value | $200,000 | |
| Replacement Value | $272,000 | Your replacement price is $17,000 above the usual house in Oakport |
| No of Bedrooms | 3 | 244 (39.8%) homes in Oakport have 3 bedrooms |
| Nearby agents : Lichtsinn-Anderson Insurance, 1001 Center Avenue #B, Moorhead, MN | ||
$570 is your homeowners insurance for a property near Co Rd 93, 54th Ave N, 5th St NW, 53rd Ave N, 1st St NW |
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| Home Constructed Year | 1954 | 67 (10.9%) homes were constructed between 1950 and 1959 in Oakport |
| Marital Status | Never married | 920 (73.7%) folks have the status of "Never married" in Oakport |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible lowers your rate by $70 |
| No of claims | 0 | Possibility of $180 discount because of no previous claims |
| Nearby agents : Schiller Insurance, 817 Washington Ave Detroit Lakes, Detroit Lakes, MN | ||
$760 is your homeowners insurance for a property near Co Rd 93, 1st St NW, 54th Ave N, 53rd Ave N, 5th St NW |
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| Credit Score | Fair | Prospective savings of $310 on your home insurance in Oakport if you had Excellent credit |
| Home Constructed Year | 1925 | 22 (3.6%) properties were built between 1920 and 1939 in Oakport |
| Age | 48 | 180 (11.3%) persons aged between 45 and 49 in Oakport |
| No of Vehicles Available | 1 | Enquire about an auto & homeowners policy bundle discount of $270 |
| Nearby agents : Vergas Insurance Agency, PO BOX 67, VERGAS, MN | ||
$400 is your homeowners insurance for a property near 5th St NW, Co Rd 93, 1st St NW, 53rd Ave N, 54th Ave N |
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| No of claims | 0 | Ask for a no claims concession of $120 |
| Replacement Value | $410,550 | $172,425 above the average house replacement cost in Oakport |
| Marital Status | Now married | "Now married" status is similar to that of 910 (72.7%) persons in Oakport |
| No of Vehicles Available | 4 | Because of potential car & homeowners insurance bundle you are entitled to a $140 concession |
| Nearby agents : Kent Agcy Inc, P O Box 51 , Kent, MN | ||
$530 is your homeowners insurance for a property near 54th Ave N, 5th St NW, Co Rd 93, 1st St NW, 53rd Ave N |
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| Credit Score | Excellent | $210 less expensive because of your excellent credit rating |
| No of Vehicles Available | 1 | You can avail a car & homeowners consolidation policy rebate of $190 |
| No of claims | 2 | Your rates will become higher by $110 because of 2 past claims |
| Home Constructed Year | 1959 | 67 (10.9%) homes in Oakport were made between 1950 and 1959 |
| Nearby agents : Gary State Insurance Agency, 101 2ND AVE E, GARY, MN | ||
$560 is your homeowners insurance for a property near 1st St NW, 54th Ave N, 5th St NW, Co Rd 93, 53rd Ave N |
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| No of claims | 3 | Your rates will increase by $170 because of 3 previous claims |
| No of Vehicles Available | 2 | Due to possible car & homeowners insurance consolidation you qualify for a $200 rebate |
| Home value | $171,500 | Cheaper by $28,500 compared to a typical house in Oakport |
| Credit Score | Excellent | $230 less expensive due to your superb credit rating |
| Nearby agents : Noah Insurance Service, 115 West Adams, Mahnomen, MN | ||
$450 is your homeowners insurance for a property near 53rd Ave N, 1st St NW, 5th St NW, 54th Ave N, Co Rd 93 |
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| Replacement Value | $220,430 | Your replacement cost is $19,570 below the average house in Oakport |
| Home Constructed Year | 1955 | In Oakport, 67 (10.9%) houses were built between 1950 and 1959 |
| Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible lowers your rate by $140 |
| No of Bedrooms | 3 | 244 (39.8%) houses have 3 bedrooms in Oakport |
| Nearby agents : James Matter, 1119 Jackson Ave, Detroit Lakes, MN | ||
$520 is your homeowners insurance for a property near 5th St NW, 53rd Ave N, 1st St NW, 54th Ave N, Co Rd 93 |
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| Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible lowers your rate by $70 |
| No of Vehicles Available | 0 | Not eligible for discount |
| Home Constructed Year | 1950 | In Oakport, 67 (10.9%) homes were built between 1950 and 1959 |
| No of Bedrooms | 3 | In Oakport, 244 (39.8%) properties have 3 bedrooms |
| Nearby agents : Ins Brokers Of Mn Inc, 308 E Main St, Ada, MN | ||
$550 is your homeowners insurance for a property near Co Rd 93, 53rd Ave N, 1st St NW, 54th Ave N, 5th St NW |
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| Replacement Value | $253,760 | $6,260 costlier than the average house replacement cost in Oakport |
| No of claims | 1 | Your 1 previous claim makes your premium more expensive by $60 |
| No of Vehicles Available | 4 | You can avail a car & home consolidation insurance discount of $190 |
| Deductible | $1000-$2500 Deductible | You save $70 by opting for a $1000-$2500 Deductible |
| Nearby agents : C J Lofgren Co, P O Box 71 , Ada, MN | ||
$840 is your homeowners insurance for a property near 53rd Ave N, Co Rd 93, 1st St NW, 54th Ave N, 5th St NW |
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| Replacement Value | $334,890 | Your replacement price is $109,890 more than the median home in Oakport |
| No of Bedrooms | 3 | 244 (39.8%) homes have 3 bedrooms in Oakport |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible lowers your rate by $50 |
| Marital Status | Widowed | 60 (4.2%) individuals have the status of "Widowed" in Oakport |
| Nearby agents : Rivers Edge Insurance Agency, Inc., 105 3Rd St W, Halstad, MN | ||
$390 is your homeowners insurance for a property near 1st St NW, Co Rd 93, 53rd Ave N, 54th Ave N, 5th St NW |
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| Home Constructed Year | 1996 | 119 (19.4%) homes were made between 1990 and 1999 in Oakport |
| Marital Status | Never married | 920 (73.7%) persons have the status of "Never married" in Oakport |
| No of Vehicles Available | 4 | Because of possible car & homeowners insurance consolidation you are eligible for a $140 concession |
| Credit Score | Fair | Savings of $160 on your home insurance in Oakport if you had Excellent credit |
| Nearby agents : Waubun Insurance Agency, 1218 1St St, Waubun, MN | ||
$590 is your homeowners insurance for a property near 53rd Ave N, Co Rd 93, 54th Ave N, 1st St NW, 5th St NW |
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| No of claims | 0 | You are eligible for a no claims discount of $180 |
| Home Constructed Year | 1987 | In Oakport, 34 (5.5%) homes were built between 1980 and 1989 |
| Home value | $175,000 | Cheaper by $25,000 compared to an average home in Oakport |
| Replacement Value | $215,250 | Cheaper by $15,375 compared to the average replacement price of a home in Oakport |
| Nearby agents : Netland Insurance Agency, 385 EAGLE ST, AUDUBON, MN | ||
$670 is your homeowners insurance for a property near Co Rd 93, 53rd Ave N, 5th St NW, 1st St NW, 54th Ave N |
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| Age | 54 | 143 (9.0%) people are between 50 - 54 years in Oakport |
| Marital Status | Married, spouse present | "Married, spouse present" status is similar to that of 20 (1.0%) persons in Oakport |
| Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible reduces your rate by $320 |
| Home Constructed Year | 1999 | 119 (19.4%) homes were constructed between 1990 and 1999 in Oakport |
$570 is your homeowners insurance for a property near 54th Ave N, 53rd Ave N, 1st St NW, 5th St NW, Co Rd 93 |
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| Credit Score | Poor | Not having an excellent credit grade makes your premium by $140 |
| Deductible | $500 Deductible | Choosing a higher deductible of ($500-$1000) will save you $60 |
| Marital Status | Married, spouse absent | In Oakport, 10 (0.4%) people have the status of "Married, spouse absent" |
| Home value | $140,500 | Your property is $59,500 less than the usual price in Oakport |
| Nearby agents : Greg Hildenbrand, 624 Lake Ave, Detroit Lakes, MN | ||
$520 is your homeowners insurance for a property near 5th St NW, 54th Ave N, 53rd Ave N, 1st St NW, Co Rd 93 |
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| Replacement Value | $228,900 | Your replacement value is $22,350 below the usual house in Oakport |
| Deductible | $500- $1000 Deductible | $40 savings by choosing a $500- $1000 Deductible |
| No of Vehicles Available | 4 | Because of possible auto & home policy bundle you are eligible for a $190 concession |
| Marital Status | Married, spouse present | 20 (1.0%) individuals have the status of "Married, spouse present" in Oakport |
| Nearby agents : Twin Valley Insurance Agency, Llc, Po Box 247 Twin Valley, Twin Valley, MN | ||
$360 is your homeowners insurance for a property near 1st St NW, 5th St NW, 54th Ave N, Co Rd 93, 53rd Ave N |
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| Replacement Value | $201,600 | Cheaper by $42,150 compared to the median replacement value of a property in Oakport |
| Home Constructed Year | 1975 | In Oakport, 169 (27.6%) homes were constructed between 1970 and 1979 |
| Credit Score | Excellent | $150 less expensive because of your superb credit rating |
| Age | 34 | In Oakport 72 (4.5%) individuals are between 30 to 34 years |
| Nearby agents : Strand & Marcy Insurance, 15956 17Th St So, Comstock, MN | ||