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Read how home insurance experts are helping Perham, MN homeowners save money & get cheap home insurance.

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Each and every home insurance policy is unique & we show how few scenarios influence rates in Perham

Makes your home insurance higher Makes your home insurance lower

$260 is your homeowners insurance for a property near Minnesota St, 610th St, Sunshine Villa Ln

Replacement Value$149,120Your replacement price is $78,660 cheaper than the typical home in Perham
No of claims1$30 increase in premium because of 1 previous claims
No of Vehicles Available1 Due to potential car & homeowners policy consolidation you can avail a $90 rebate
Credit ScoreFairProspective savings of $110 on your home insurance in Perham if you had Excellent credit
Nearby agents : Overland Insurance Agency Inc, 255 3Rd Ave Se, PERHAM, MN

$370 is your homeowners insurance for a property near 368th Ave, Uff Da Vista Dr, Good Oak Trl, Co Hwy 70, 403rd Ave

Replacement Value$115,200Cheaper by $167,838 compared to the usual replacement cost of a property in Perham
No of Vehicles Available3 Because of potential auto & home insurance consolidation you are eligible for a $130 concession
No of Bedrooms2638 (40.6%) homes in Perham have 2 bedrooms
Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) will make your rate cheaper by $40
Nearby agents : Amp Insurance, 920 S Pebble Lake Rd Fergus Falls, Fergus Falls, MN

$630 is your homeowners insurance for a property near Minnesota St, Sunshine Villa Ln, 610th St

No of claims1Your 1 past claim makes your premium costlier by $70
Replacement Value$218,770Your replacement price is $7,260 costlier than the median home in Perham
Home value$167,000$19,400 costlier than median property cost in Perham
No of Vehicles Available0Not eligible for discount
Nearby agents : Overland Insurance Agency Inc, 255 3RD AVE SE, PERHAM, MN

$390 is your homeowners insurance for a property near 368th Ave, Uff Da Vista Dr, 403rd Ave, Kangas Rd, Co Hwy 70

Marital StatusMarried, spouse present170 (6.8%) folks have the status of "Married, spouse present" in Perham
Home Constructed Year1956In Perham, 93 (5.9%) homes were constructed between 1950 and 1959
No of claims3$120 increase in premium because of 3 prior claims
Age33202 (6.8%) folks aged between 30 and 34 in Perham
Nearby agents : James Matter, 1119 Jackson Ave, Detroit Lakes, MN

$1130 is your homeowners insurance for a property near Minnesota St, Sunshine Villa Ln, 610th St

Home value$185,000$37,400 costlier than typical house value in Perham
Replacement Value$249,750$49,629 above the median house replacement value in Perham
No of Vehicles Available2 Because of possible car & homeowners insurance consolidation you can avail a $400 rebate
Marital StatusNow married"Now married" status is similar to that of 1,000 (40.9%) people in Perham
Nearby agents : Iverson Ins. Agency, 119 Main St PO Box 175, Miltona, MN

$650 is your homeowners insurance for a property near 403rd Ave, 368th Ave, Good Oak Trl, Co Hwy 70, Uff Da Vista Dr

Marital StatusWidowed"Widowed" status is similar to that of 300 (12.4%) people in Perham
Replacement Value$450,855Your replacement value is $198,582 costlier than the usual property in Perham
Deductible$2500-$5000 DeductibleYou save $280 by opting for a $2500-$5000 Deductible
No of claims1Your 1 prior claim makes your premium higher by $70
Nearby agents : Overland Insurance Agency Inc, 211 W Main, Perham, MN

$620 is your homeowners insurance for a property near Minnesota St, Sunshine Villa Ln, 610th St

Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) will save you $70
Credit ScorePoor$150 higher because your credit score is not great
Replacement Value$120,150Cheaper by $88,106 compared to the usual replacement price of a home in Perham
Marital StatusSeparated160 (6.5%) individuals have the status of "Separated" in Perham
Nearby agents : Netland Insurance Agency, 385 EAGLE ST, AUDUBON, MN

$700 is your homeowners insurance for a property near Uff Da Vista Dr, Kangas Rd, 403rd Ave, Good Oak Trl, Co Hwy 70

Replacement Value$450,850$192,424 more than usual home replacement value in Perham
No of Bedrooms526 (1.7%) homes in Perham have 5 bedrooms
Deductible$500- $1000 Deductible$60 savings by choosing a $500- $1000 Deductible
Credit ScoreExcellent Request for a reduction of $280 because of your superb credit rating
Nearby agents : Scott Ins Svcs, 1403 College Way Fergus Falls, Fergus Falls, MN

$440 is your homeowners insurance for a property near Minnesota St, 610th St, Sunshine Villa Ln

Marital StatusMarried, spouse absentIn Perham, 10 (0.3%) people have the status of "Married, spouse absent"
Credit ScorePoorNot having an excellent credit rating makes your premium by $100
Home Constructed Year1922352 (22.4%) homes were constructed between 1920 and 1939 in Perham
No of Vehicles Available1Enquire about a car & home policy consolidation discount of $160
Nearby agents : Shawn Frank, 21566 State Highway 78, Battle Lake, MN

$250 is your homeowners insurance for a property near 610th St, Minnesota St, Sunshine Villa Ln

Age48188 (6.3%) people are between 45 - 49 years in Perham
Replacement Value$144,300$75,345 less than average property replacement value in Perham
Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) will make your rate cheaper by $30
Home value$111,000Your house is $36,600 less than the usual price in Perham
Nearby agents : Peoples Insurance, Po Box 129 , Jasper, MN

$200 is your homeowners insurance for a property near Sunshine Villa Ln, 610th St, Minnesota St

Home Constructed Year2007In Perham, 254 (16.2%) properties were constructed between 2000 and 2009
Age54199 (6.7%) individuals aged between 50 and 54 in Perham
Home value$108,000$39,600 below the usual house cost in Perham
No of Vehicles Available0Not eligible for discount
Nearby agents : T. R. Iverson Enterprises, Inc. Dba Iverson Insurance Agency, 203 E S00 St Parkers Prairie, Parkers Prairie, MN

$450 is your homeowners insurance for a property near 610th St, Minnesota St, Sunshine Villa Ln

Age32202 (6.8%) individuals are between 30 - 34 years in Perham
No of Vehicles Available3Look for a car & home insurance consolidation rebate of $160
Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) will make your rate cheaper by $50
No of Bedrooms2638 (40.6%) houses have 2 bedrooms in Perham
Nearby agents : Itasca Region Insurance Agency, 1012 First St E 1012 First St E Park Rapids, Park Rapids, MN

$220 is your homeowners insurance for a property near Minnesota St, Sunshine Villa Ln, 610th St

No of Vehicles Available2Request for an auto & homeowners insurance consolidation discount of $80
Home Constructed Year1947128 (8.1%) homes in Perham were made between 1940 and 1949
Deductible$1000-$2500 Deductible$1000-$2500 Deductible reduces your rate by $40
No of claims0Potential for $70 reduction due to no previous claims
Nearby agents : Jeff Morgan, 15 W Mill Ave, Pel Rapids, MN

$230 is your homeowners insurance for a property near 610th St, Sunshine Villa Ln, Minnesota St

Home value$95,000Your property is $52,600 below the usual value in Perham
No of claims3$70 higher rate because of 3 past claims
Replacement Value$133,000Your replacement value is $86,645 less than typical property in Perham
Home Constructed Year2004254 (16.2%) homes were constructed between 2000 and 2009 in Perham
Nearby agents : Toby Pierce & Associates Ltd, 16 Dayton Avenue Sw, Wadena, MN

$210 is your homeowners insurance for a property near Minnesota St, 610th St, Sunshine Villa Ln

Credit ScoreExcellent$90 cheaper due to your excellent credit score
Marital StatusWidowedIn Perham, 300 (12.4%) persons have the status of "Widowed"
No of claims0Enquire about a no claims rebate of $70
Replacement Value$145,770Cheaper by $60,859 compared to the typical replacement cost of a home in Perham
Nearby agents : Farmers & Merchants Agency Of New York Mills, 11 N WALKER BOX 278, NEW YORK MILLS, MN

$490 is your homeowners insurance for a property near 610th St, Minnesota St, Sunshine Villa Ln

No of Vehicles Available1You qualify for a car & homeowners consolidation policy rebate of $180
Home Constructed Year196269 (4.4%) houses in Perham were built between 1960 and 1969
Marital StatusSeparated160 (6.5%) folks have the status of "Separated" in Perham
Credit ScorePoorNot having an excellent credit rating makes your rate by $120
Nearby agents : Willow Creek Insurance Agency, Inc., 208 Front St S, Barnesville, MN

$160 is your homeowners insurance for a property near 610th St, Minnesota St, Sunshine Villa Ln

Age77123 (4.1%) folks are between 75 - 79 years in Perham
Home value$88,000$59,600 less than the median home value in Perham
Deductible$2500-$5000 Deductible$60 savings by going for a $2500-$5000 Deductible
No of Vehicles Available0Not eligible for discount
Nearby agents : Modern Insurance Services, 1135 Washington Ave Ste 101 Detroit Lakes, Detroit Lakes, MN

$400 is your homeowners insurance for a property near Minnesota St, 610th St, Sunshine Villa Ln

No of Bedrooms2In Perham, 638 (40.6%) homes have 2 bedrooms
No of Vehicles Available4 Due to possible auto & homeowners policy bundle you are eligible for a $140 discount
Marital StatusMarried, spouse present170 (6.8%) folks have the status of "Married, spouse present" in Perham
Deductible$1000-$2500 DeductibleYou save $100 by opting for a $1000-$2500 Deductible
Nearby agents : Noah Ins Service, 422 Main Ave, Callaway, MN

$560 is your homeowners insurance for a property near 610th St, Sunshine Villa Ln, Minnesota St

Age90In Perham 205 (6.9%) individuals are between 85 to 90 years
No of Bedrooms2638 (40.6%) houses have 2 bedrooms in Perham
Credit ScorePoor$130 costlier because your credit score is not superb
No of claims1$60 higher rate because of 1 prior claims
Nearby agents : Wendell Pioneer Insurance Agency, Inc., Po Box 119 Elbow Lake, Elbow Lake, MN

$170 is your homeowners insurance for a property near Minnesota St, Sunshine Villa Ln, 610th St

Credit ScoreExcellent Look for a rebate of $70 due to your great credit grade
No of claims0Request for a no claims reduction of $50
Home Constructed Year196869 (4.4%) houses were built between 1960 and 1969 in Perham
No of Bedrooms2638 (40.6%) homes have 2 bedrooms in Perham
Nearby agents : Farmers Union Insurance Agency, 115 Willow St W Detroit Lakes, Detroit Lakes, MN

$380 is your homeowners insurance for a property near 610th St, Minnesota St, Sunshine Villa Ln

No of claims1Your rates will increase by $40 due to 1 prior claims
No of Vehicles Available4You are eligible for a car & home consolidation policy concession of $140
Home value$178,000$30,400 more than the median property value in Perham
Replacement Value$243,860$25,842 above the typical home replacement cost in Perham
Nearby agents : Waubun Insurance Agency, 1218 1St St, Waubun, MN

$320 is your homeowners insurance for a property near 610th St, Sunshine Villa Ln, Minnesota St

Replacement Value$137,160Your replacement cost is $84,112 below the typical home in Perham
No of claims3Your 3 previous claims make your rate costlier by $100
Home value$108,000Cheaper by $39,600 compared to a usual property in Perham
Deductible$1000-$2500 Deductible$1000-$2500 Deductible reduces your rate by $40
Nearby agents : Lakes Area Insurance, 105 Central Ave., Brandon, MN

$370 is your homeowners insurance for a property near Sunshine Villa Ln, 610th St, Minnesota St

No of Vehicles Available4 Because of potential auto & home policy bundle you can avail a $130 reduction
Credit ScorePoorNot having an excellent credit score makes your premium by $90
Marital StatusWidowed300 (12.4%) individuals have the status of "Widowed" in Perham
No of claims1Your 1 prior claim makes your rate higher by $40
Nearby agents : Overland Ins Agy, 255 3rd Ave Se, Perham, MN

$160 is your homeowners insurance for a property near 610th St, Minnesota St, Sunshine Villa Ln

Replacement Value$110,940Cheaper by $115,213 compared to the usual replacement cost of a home in Perham
Age38180 (6.0%) persons aged between 35 and 39 in Perham
No of Vehicles Available1 Because of potential auto & homeowners insurance bundle you can avail a $60 rebate
Deductible$2500-$5000 Deductible$2500-$5000 Deductible reduces your rate by $60
Nearby agents : Tom Good, 812 4th St NE, Staples, MN

$840 is your homeowners insurance for a property near Sunshine Villa Ln, Minnesota St, 610th St

Credit ScorePoor$200 costlier because your credit score is not excellent
No of Bedrooms2In Perham, 638 (40.6%) properties have 2 bedrooms
Home value$132,500Your house is $15,100 cheaper than the usual cost in Perham
No of Vehicles Available4Request for an auto & homeowners insurance consolidation rebate of $300
Nearby agents : Mark Rodning, 408 W Lincoln, Fergus Falls, MN

$270 is your homeowners insurance for a property near 610th St, Sunshine Villa Ln, Minnesota St

Home Constructed Year1983In Perham, 174 (11.1%) houses were made between 1980 and 1989
No of Bedrooms2In Perham, 638 (40.6%) properties have 2 bedrooms
Credit ScoreFairSavings of $110 on your home insurance in Perham if you had Excellent credit
Age57In Perham 118 (3.9%) folks are between 55 to 59 years
Nearby agents : Jolene Johannes, 763 Jefferson St N, Wadena, MN

$240 is your homeowners insurance for a property near Sunshine Villa Ln, Minnesota St, 610th St

Age37In Perham 180 (6.0%) persons are between 35 to 39 years
No of Vehicles Available2Look for an auto & home insurance bundle reduction of $90
Credit ScoreFairCould have saved $100 on your home insurance in Perham if you had Excellent credit
No of claims1Your 1 past claim makes your premium more expensive by $30
Nearby agents : David Paulson Agency, Inc., E Hwy #10, Wadena, MN

$160 is your homeowners insurance for a property near 610th St, Minnesota St, Sunshine Villa Ln

No of Vehicles Available2You are entitled to a car & home bundle policy rebate of $60
Marital StatusWidowed"Widowed" status is similar to that of 300 (12.4%) folks in Perham
No of claims0Enquire about a no claims discount of $50
Home value$84,500Cheaper by $63,100 compared to a typical property in Perham
Nearby agents : Lake Country Ins Inc, 106 N. BOARDMAN AVE, NEW YORK MILLS, MN

$520 is your homeowners insurance for a property near 610th St, Minnesota St, Sunshine Villa Ln

No of Vehicles Available3You are eligible for a car & homeowners consolidation insurance rebate of $180
No of claims2$110 increase in rate because of 2 prior claims
No of Bedrooms2638 (40.6%) homes have 2 bedrooms in Perham
Age79123 (4.1%) folks aged between 75 and 79 in Perham
Nearby agents : Ed Winjum, 411 3rd Ave SE, Perham, MN

$330 is your homeowners insurance for a property near 610th St, Sunshine Villa Ln, Minnesota St

Credit ScoreExcellent$140 cheaper because of your excellent credit score
Age79123 (4.1%) persons are between 75 - 79 years in Perham
Marital StatusNever married"Never married" status is similar to that of 1,160 (47.7%) persons in Perham
Home value$120,000Your home is $27,600 less than the typical cost in Perham
Nearby agents : Mike Scarborough, 218 3rd Ave E Ste 100, Alexandria, MN

$250 is your homeowners insurance for a property near Minnesota St, 610th St, Sunshine Villa Ln

No of claims0Potential for $80 concession because of no past claims
No of Vehicles Available1 Because of possible car & homeowners policy consolidation you are eligible for a $90 reduction
Age44In Perham 120 (4.0%) people are between 40 to 44 years
No of Bedrooms2638 (40.6%) homes have 2 bedrooms in Perham
Nearby agents : First Lakes Agency, Inc., 101 Lake Ave S Battle Lake, Battle Lake, MN