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Read how home insurance experts are helping Swan River, MN homeowners save money & get cheap home insurance.

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Every home insurance policy is unique & we represent how some requirements influence rates in Swan River

Makes your home insurance higher Makes your home insurance lower

$340 is your homeowners insurance for a property near Cannon Rd, Co Hwy 228, W Elm Ave, Cable Rd, Brentwood Cir

Marital StatusMarried, spouse present"Married, spouse present" status is similar to that of 10 (0.8%) persons in Swan River
No of Bedrooms3In Swan River, 113 (50.4%) houses have 3 bedrooms
Home Constructed Year19433 (1.3%) homes in Swan River were constructed between 1940 and 1949
No of Vehicles Available2 Due to possible auto & homeowners insurance consolidation you can avail a $120 discount
Nearby agents : Ross Nesbit Agencies Inc, 24 W BIRCH ST, SAINT JOSEPH, MN

$390 is your homeowners insurance for a property near Eagle Ct, Riverview Ct, Co Rd 48

Home value$175,000Cheaper by $35,800 compared to an average home in Swan River
Age3844 (7.3%) individuals are between 35 - 39 years in Swan River
Credit ScoreFairSavings of $160 on your home insurance in Swan River if you had Excellent credit
No of claims3$120 higher premium because of 3 past claims
Nearby agents : Insurance Brokers Of Mn, 43 E Broadway Ste 101, Little Falls, MN

$630 is your homeowners insurance for a property near W Elm Ave, Cannon Rd, Cable Rd, Brentwood Cir, 3rd Ave S

Home value$223,000$12,200 above the typical property price in Swan River
No of Vehicles Available4Request for a car & homeowners insurance consolidation rebate of $220
No of claims2$130 higher rate because of 2 past claims
No of Bedrooms3113 (50.4%) homes in Swan River have 3 bedrooms
Nearby agents : Advantage 1 Insurance Agency Inc, 3801 3Rd St N #101 Saint Cloud, St. Cloud, MN

$330 is your homeowners insurance for a property near Riverview Ct, Eagle Ct, Co Rd 48

Replacement Value$207,350Cheaper by $14,830 compared to the typical replacement value of a home in Swan River
Marital StatusNever marriedIn Swan River, 320 (65.6%) people have the status of "Never married"
No of Vehicles Available1Look for a car & home insurance bundle discount of $120
Credit ScoreFairCould have saved $130 on your home insurance in Swan River if you had Excellent credit
Nearby agents : Choice Insurance Agency, Inc., 14247 Barton Ave Nw , Monticello, MN

$720 is your homeowners insurance for a property near Brentwood Cir, 3rd Ave S, Co Hwy 228, Borgstrom St, W Elm Ave

No of Bedrooms464 (28.6%) homes in Swan River have 4 bedrooms
Deductible$1000-$2500 Deductible$1000-$2500 Deductible reduces your rate by $130
Replacement Value$351,210$116,710 costlier than the typical house replacement cost in Swan River
No of claims2Your rates will become higher by $150 because of 2 past claims
Nearby agents : Mahowald Insurance Agency Llc, 916 W SAINT GERMAIN ST STE 100, ST CLOUD, MN

$190 is your homeowners insurance for a property near Riverview Ct, Co Rd 48, Eagle Ct

Deductible$2500-$5000 DeductibleYou save $60 by opting for a $2500-$5000 Deductible
Age26In Swan River 21 (3.5%) persons are between 25 to 29 years
No of claims0You can avail a no claims rebate of $60
No of Bedrooms232 (14.3%) houses in Swan River have 2 bedrooms
Nearby agents : Roth Insurance Agy., 10 Elm St W PO Box 70, Annandale, MN

$780 is your homeowners insurance for a property near 3rd Ave S, Cable Rd, Brentwood Cir, W Elm Ave, Cannon Rd

Replacement Value$460,405$229,255 above the median house replacement value in Swan River
Home Constructed Year198034 (15.2%) homes were built between 1980 and 1989 in Swan River
No of claims2$160 higher premium because of 2 past claims
Credit ScoreFairProspective savings of $310 on your home insurance in Swan River with Excellent credit
Nearby agents : Dan Anderson, 3306 3rd Street N, Saint Cloud, MN

$140 is your homeowners insurance for a property near Riverview Ct, Co Rd 48, Eagle Ct

Home Constructed Year1975In Swan River, 34 (15.2%) properties were built between 1970 and 1979
Deductible$2500-$5000 Deductible$2500-$5000 Deductible lowers your rate by $40
Marital StatusNever married"Never married" status is similar to that of 320 (65.6%) folks in Swan River
Replacement Value$83,200Your replacement cost is $108,827 cheaper than the median home in Swan River
Nearby agents : Christopher Burt, 3335 W Saint Germain St Ste 105, Saint Cloud, MN

$730 is your homeowners insurance for a property near Brentwood Cir, Co Hwy 228, Borgstrom St, W Elm Ave, 3rd Ave S

Age4760 (9.9%) folks are between 45 - 49 years in Swan River
No of claims2Your 2 previous claims make your premium costlier by $150
No of Vehicles Available1 Because of potential car & home insurance consolidation you are eligible for a $260 reduction
No of Bedrooms3113 (50.4%) houses in Swan River have 3 bedrooms
Nearby agents : Advantage 1 Insurance Agency, Inc., P O Box 270, Albany, MN

$610 is your homeowners insurance for a property near Co Hwy 228, Borgstrom St, Brentwood Cir, Cable Rd, 3rd Ave S

Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) could save you $60
Age52In Swan River 47 (7.8%) folks are between 50 to 54 years
Credit ScorePoor$140 higher because your credit grade is not excellent
Marital StatusNever married"Never married" status is similar to that of 320 (65.6%) individuals in Swan River
Nearby agents : Princeton Insur Agy, 104 S Rum River Dr, Princeton, MN

$490 is your homeowners insurance for a property near Co Hwy 228, W Elm Ave, Cannon Rd, Borgstrom St, Brentwood Cir

Replacement Value$233,680$19,280 above the average home replacement value in Swan River
Home value$184,000Cheaper by $26,800 compared to a usual property in Swan River
No of claims1Your premiums will increase by $50 due to 1 previous claims
Marital StatusNever married320 (65.6%) persons have the status of "Never married" in Swan River
Nearby agents : Princeton Insurance Agency, 104 S RUM RIVER DR, PRINCETON, MN

$560 is your homeowners insurance for a property near 3rd Ave S, Borgstrom St, Co Hwy 228, Cable Rd, W Elm Ave

No of claims2$120 increase in rate because of 2 prior claims
Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible lowers your rate by $360
Replacement Value$341,550$132,175 costlier than the median home replacement value in Swan River
Age5247 (7.8%) folks aged between 50 and 54 in Swan River
Nearby agents : Marshik Agency Inc, 501 1st St Se, Little Falls, MN

$510 is your homeowners insurance for a property near Co Hwy 228, Cable Rd, W Elm Ave, Borgstrom St, 3rd Ave S

Replacement Value$172,800$41,600 cheaper than the usual property replacement cost in Swan River
No of claims1Your premiums will become higher by $60 because of 1 past claims
Marital StatusWidowed30 (5.0%) persons have the status of "Widowed" in Swan River
No of Bedrooms3113 (50.4%) properties have 3 bedrooms in Swan River
Nearby agents : Oakwood Insurance Agency Inc, 2700 1ST ST N STE 105, SAINT CLOUD, MN

$900 is your homeowners insurance for a property near W Elm Ave, Cannon Rd, Brentwood Cir, Cable Rd, Borgstrom St

Home value$186,000Cheaper by $24,800 compared to a median property in Swan River
Credit ScorePoor$210 higher because your credit score is not excellent
Deductible$500- $1000 DeductibleYou save $80 by choosing a $500- $1000 Deductible
No of Bedrooms3113 (50.4%) homes in Swan River have 3 bedrooms
Nearby agents : St Cloud Reliable Ins Agcy Inc, 1625 Division Street Waite Park, Waite Park, MN

$660 is your homeowners insurance for a property near Borgstrom St, Cannon Rd, 3rd Ave S, Brentwood Cir, Co Hwy 228

Replacement Value$229,450Your replacement value is $5,000 above the usual house in Swan River
Age5554 (8.9%) individuals are between 55 - 59 years in Swan River
Home Constructed Year198034 (15.2%) homes in Swan River were made between 1980 and 1989
Credit ScorePoorA superb credit score makes your rate less costlier by $160
Nearby agents : Farmers Union Insurance Agency, 324 Broadway St Ste 210, Alexandria, MN

$920 is your homeowners insurance for a property near Cable Rd, Brentwood Cir, W Elm Ave, Co Hwy 228, 3rd Ave S

No of Vehicles Available1Ask for an auto & home policy bundle reduction of $330
Marital StatusNever marriedIn Swan River, 320 (65.6%) people have the status of "Never married"
Deductible$500- $1000 Deductible$90 savings by going for a $500- $1000 Deductible
No of claims1$100 higher premium because of 1 past claims
Nearby agents : David Burd, 66 Oak Ave N, Annandale, MN

$490 is your homeowners insurance for a property near Cannon Rd, Co Hwy 228, Cable Rd, W Elm Ave, Brentwood Cir

Home Constructed Year1951In Swan River, 9 (4.0%) homes were made between 1950 and 1959
Age6823 (3.8%) persons aged between 67 and 69 in Swan River
No of Bedrooms3113 (50.4%) houses have 3 bedrooms in Swan River
No of Vehicles Available0Not eligible for discount
Nearby agents : Mary Olmscheid, 103 State Street, Elrosa, MN

$480 is your homeowners insurance for a property near Brentwood Cir, Co Hwy 228, W Elm Ave, 3rd Ave S, Cable Rd

Replacement Value$130,000Cheaper by $74,350 compared to the average replacement price of a house in Swan River
No of Bedrooms3113 (50.4%) homes in Swan River have 3 bedrooms
No of Vehicles Available1You qualify for an auto & home consolidation insurance rebate of $170
Home value$104,000Your house is $106,800 below the median price in Swan River
Nearby agents : First State Agency, 423 Main St Sauk Centre, Sauk Centre, MN

$550 is your homeowners insurance for a property near 3rd Ave S, W Elm Ave, Co Hwy 228, Brentwood Cir, Cable Rd

Home Constructed Year1973In Swan River, 34 (15.2%) homes were built between 1970 and 1979
Credit ScoreFairCould have saved $220 on your home insurance in Swan River with Excellent credit
Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) could save you $60
Marital StatusWidowed"Widowed" status is similar to that of 30 (5.0%) persons in Swan River
Nearby agents : Omann Insurance Agency, 129 Waite Ave N Waite Park, St. Cloud, MN

$570 is your homeowners insurance for a property near W Elm Ave, Brentwood Cir, 3rd Ave S, Cannon Rd, Cable Rd

Marital StatusNever marriedIn Swan River, 320 (65.6%) people have the status of "Never married"
Credit ScoreExcellent$230 cheaper due to your superb credit score
Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) could make your rate cheaper by $60
No of claims3Your 3 prior claims make your rate more expensive by $170
Nearby agents : Guardian Insurance Agency, 571 Railroad Ave, Albany, MN

$870 is your homeowners insurance for a property near Brentwood Cir, Borgstrom St, Cannon Rd, Co Hwy 228, W Elm Ave

Home Constructed Year19473 (1.3%) properties were made between 1940 and 1949 in Swan River
Home value$187,500Your home is $23,300 below the typical price in Swan River
Marital StatusWidowedIn Swan River, 30 (5.0%) people have the status of "Widowed"
Age7428 (4.6%) folks aged between 70 and 74 in Swan River
Nearby agents : Tri-County Insurance, 800 Industrial Drive S., #206 Sauk Rapids, Sauk Rapids, MN

$1250 is your homeowners insurance for a property near Brentwood Cir, 3rd Ave S, Cable Rd, W Elm Ave, Borgstrom St

No of claims2$250 higher premium because of 2 prior claims
Credit ScorePoorNot having a great credit score makes your premium by $290
No of Vehicles Available3Ask for a car & homeowners policy consolidation concession of $440
Age72In Swan River 28 (4.6%) folks are between 70 to 74 years
Nearby agents : St Martin Insurance Agency, 136 MAINE ST, ST MARTIN, MN

$920 is your homeowners insurance for a property near Co Hwy 228, Brentwood Cir, Borgstrom St, Cannon Rd, Cable Rd

Age27In Swan River 21 (3.5%) individuals are between 25 to 29 years
Credit ScorePoorNot having an excellent credit grade makes your premium by $220
Home Constructed Year1998In Swan River, 46 (20.5%) houses were made between 1990 and 1999
Replacement Value$308,125Your replacement cost is $85,350 costlier than the average house in Swan River
Nearby agents : Avon Ins Agcy, State Bank Building State Bank Building, Avon, MN

$470 is your homeowners insurance for a property near 3rd Ave S, Cable Rd, Co Hwy 228, Brentwood Cir, Cannon Rd

Age6418 (3.0%) individuals aged between 62 and 64 in Swan River
No of Vehicles Available2 Due to potential car & homeowners insurance bundle you qualify for a $170 concession
Home Constructed Year1933In Swan River, 47 (21.0%) houses were constructed between 1920 and 1939
Deductible$500- $1000 Deductible$500- $1000 Deductible reduces your rate by $40
Nearby agents : Lake Central Insurance Services, 40 Chestnut Street, Annandale, MN

$340 is your homeowners insurance for a property near Cable Rd, 3rd Ave S, Cannon Rd, Co Hwy 228, Borgstrom St

Credit ScoreFairSavings of $140 on your home insurance in Swan River with Excellent credit
No of claims3Your premiums will become higher by $110 due to 3 prior claims
Deductible$2500-$5000 Deductible$140 savings by opting for a $2500-$5000 Deductible
Home Constructed Year2000In Swan River, 41 (18.3%) properties were constructed between 2000 and 2009
Nearby agents : Melissa Radel, 30 Main St S, New London, MN

$300 is your homeowners insurance for a property near Cannon Rd, W Elm Ave, Cable Rd, Borgstrom St, Co Hwy 228

Deductible$2500-$5000 Deductible$2500-$5000 Deductible reduces your rate by $90
No of claims0You qualify for a no claims discount of $90
Replacement Value$191,400Your replacement price is $21,325 below the average home in Swan River
No of Vehicles Available3Request for a car & home policy consolidation discount of $110
Nearby agents : Kendra Delage, 234 Central Ave, Long Prairie, MN

$570 is your homeowners insurance for a property near Cannon Rd, Cable Rd, W Elm Ave, 3rd Ave S, Co Hwy 228

No of Bedrooms3113 (50.4%) houses have 3 bedrooms in Swan River
Replacement Value$197,780Your replacement value is $13,270 below the median house in Swan River
Deductible$1000-$2500 DeductibleYou save $80 by choosing a $1000-$2500 Deductible
Home Constructed Year197634 (15.2%) homes in Swan River were built between 1970 and 1979
Nearby agents : Kristen Stebbins, 1988 County Road 134, Saint Cloud, MN

$590 is your homeowners insurance for a property near Borgstrom St, W Elm Ave, Cable Rd, Co Hwy 228, Brentwood Cir

No of Bedrooms3In Swan River, 113 (50.4%) homes have 3 bedrooms
Marital StatusSeparatedIn Swan River, 10 (0.8%) people have the status of "Separated"
No of Vehicles Available1 Due to potential auto & homeowners insurance consolidation you are entitled to a $210 rebate
Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) could make your rate cheaper by $60
Nearby agents : Strecker Agency, Inc., 21 E Mn Ave , Glenwood, MN

$640 is your homeowners insurance for a property near 3rd Ave S, Borgstrom St, W Elm Ave, Brentwood Cir, Cable Rd

No of claims1Your 1 previous claim makes your premium more expensive by $70
No of Bedrooms3In Swan River, 113 (50.4%) houses have 3 bedrooms
Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible lowers your rate by $360
Replacement Value$214,140Your replacement value is $20,360 less than median house in Swan River
Nearby agents : David Friedrich, 40 Division St N, Rice, MN

$390 is your homeowners insurance for a property near Cable Rd, Cannon Rd, Brentwood Cir, Co Hwy 228, W Elm Ave

Home Constructed Year199546 (20.5%) houses in Swan River were made between 1990 and 1999
Deductible$500- $1000 DeductibleYou save $40 by going for a $500- $1000 Deductible
Age33In Swan River 47 (7.8%) individuals are between 30 to 34 years
No of Vehicles Available0Not eligible for discount
Nearby agents : Omann Ins Agcy, 305 E Cedar St Saint Joseph, St. Joseph, MN

$420 is your homeowners insurance for a property near Cannon Rd, 3rd Ave S, Cable Rd, Borgstrom St, W Elm Ave

Home Constructed Year198234 (15.2%) homes were made between 1980 and 1989 in Swan River
No of Bedrooms3113 (50.4%) properties have 3 bedrooms in Swan River
Replacement Value$259,290$33,165 above the typical house replacement cost in Swan River
Home value$201,000Your house is $9,800 below the median cost in Swan River
Nearby agents : Toni Nadea, 10 2nd Ave W, Foley, MN