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Read how home insurance experts are helping Swanville, MN homeowners save money & get cheap home insurance.

Get Quotes From The Best & Compare

Every home insurance policy is distinct & we illustrate how few scenarios influence rates in Swanville

Makes your home insurance higher Makes your home insurance lower

$380 is your homeowners insurance for a property near Co Rd 225, 120th Ave, Co Hwy 225, Co Hwy 4, Co Rd 19

Credit ScoreFairCould have saved $160 on your home insurance in Swanville if you had Excellent credit
Age7720 (3.8%) folks aged between 75 and 79 in Swanville
Deductible$1000-$2500 Deductible$1000-$2500 Deductible lowers your rate by $80
Replacement Value$238,700Your replacement price is $24,300 more than the usual property in Swanville
Nearby agents : Lake Central Insurance Services, 40 Chestnut Street, Annandale, MN

$320 is your homeowners insurance for a property near W 4th St, 222nd St, 1st St S

Home value$110,000$90,000 below the median home cost in Swanville
No of Bedrooms372 (34.4%) properties have 3 bedrooms in Swanville
Marital StatusNow married"Now married" status is similar to that of 250 (59.5%) individuals in Swanville
No of Vehicles Available4Look for a car & homeowners insurance consolidation concession of $110
Nearby agents : Lieser Insurance Agency Inc, 212 WEST JAMES ST STE 200, PAYNESVILLE, MN

$510 is your homeowners insurance for a property near Aardvark Rd, Dove Rd, 120th Ave, Co Hwy 4, Co Rd 225

Home value$207,000Your property is $7,000 more than the average price in Swanville
Age5638 (7.1%) individuals are between 55 - 59 years in Swanville
Home Constructed Year19678 (3.8%) homes in Swanville were made between 1960 and 1969
No of Bedrooms372 (34.4%) homes in Swanville have 3 bedrooms
Nearby agents : Commercial Exchange Corp Of Melrose, 411 E Main St, Melrose, MN

$650 is your homeowners insurance for a property near 1st St S, W 4th St, 222nd St

No of Vehicles Available1Request for an auto & homeowners insurance consolidation reduction of $230
Home value$160,000Cheaper by $40,000 compared to an average house in Swanville
Replacement Value$217,600Costlier by $12,877 compared to the typical replacement price of a house in Swanville
Deductible$2500-$5000 DeductibleYou save $230 by choosing a $2500-$5000 Deductible
Nearby agents : The Insurance Shoppe, 415 DEWEY ST, FOLEY, MN

$350 is your homeowners insurance for a property near Aardvark Rd, Co Rd 225, Co Hwy 4, Co Rd 19, Co Hwy 225

Credit ScoreFairSavings of $140 on your home insurance in Swanville with Excellent credit
No of Vehicles Available3Look for a car & homeowners insurance bundle rebate of $120
Marital StatusNever married250 (60.2%) people have the status of "Never married" in Swanville
Replacement Value$248,950Costlier by $24,500 compared to the usual replacement cost of a house in Swanville
Nearby agents : Robert Bryce, 225 N Benton Dr, Sauk Rapids, MN

$410 is your homeowners insurance for a property near 222nd St, W 4th St, 1st St S

Home Constructed Year197833 (15.8%) properties in Swanville were constructed between 1970 and 1979
Age46In Swanville 43 (8.1%) folks are between 45 to 49 years
Marital StatusWidowed30 (7.0%) persons have the status of "Widowed" in Swanville
Deductible$500- $1000 Deductible$30 savings by choosing a $500- $1000 Deductible
Nearby agents : David Paulson Agency, Inc., E Hwy #10, Wadena, MN

$770 is your homeowners insurance for a property near Dove Rd, Co Rd 225, Co Hwy 225, 120th Ave, Aardvark Rd

Marital StatusNever marriedIn Swanville, 250 (60.2%) folks have the status of "Never married"
No of Bedrooms515 (7.2%) homes have 5 bedrooms in Swanville
Age34In Swanville 24 (4.5%) people are between 30 to 34 years
Home value$218,500Your house is $18,500 more than the typical cost in Swanville
Nearby agents : Insurance Brokers Of Mn, 1500 Oak Grove Rd Sw Ste 109 St. Cloud, St. Cloud, MN

$280 is your homeowners insurance for a property near 1st St S, W 4th St, 222nd St

Age6419 (3.6%) folks are between 62 - 64 years in Swanville
Home Constructed Year198719 (9.1%) houses in Swanville were constructed between 1980 and 1989
No of claims0You qualify for a no claims discount of $90
Credit ScorePoor$70 costlier because your credit score is not excellent
Nearby agents : Lake Region Agency, 51 Main St S, New London, MN

$860 is your homeowners insurance for a property near Co Hwy 225, Co Rd 225, 120th Ave, Co Rd 19, Co Hwy 4

Home value$195,000Cheaper by $5,000 compared to a usual home in Swanville
Replacement Value$253,500$42,450 more than median home replacement value in Swanville
Age5052 (9.8%) individuals are between 50 - 54 years in Swanville
Home Constructed Year197533 (15.8%) homes in Swanville were built between 1970 and 1979
Nearby agents : Granite Community Insurance Agency, Inc., 202 2Nd Ave S Cold Spring, Cold Spring, MN

$500 is your homeowners insurance for a property near Co Rd 225, Aardvark Rd, Co Hwy 4, Co Rd 19, 120th Ave

No of Vehicles Available2Ask for an auto & home policy consolidation concession of $180
Home Constructed Year199541 (19.6%) properties were constructed between 1990 and 1999 in Swanville
Replacement Value$227,400Costlier by $7,975 compared to the average replacement cost of a home in Swanville
No of Bedrooms3In Swanville, 72 (34.4%) homes have 3 bedrooms
Nearby agents : Toby Steinmetz, 613 2nd St S, Waite Park, MN

$270 is your homeowners insurance for a property near Aardvark Rd, Dove Rd, Co Rd 225, Co Hwy 225, 120th Ave

Credit ScoreFairProspective savings of $110 on your home insurance in Swanville with Excellent credit
Marital StatusNever married"Never married" status is similar to that of 250 (60.2%) folks in Swanville
No of Vehicles Available1Ask for a car & homeowners policy consolidation concession of $100
Deductible$2500-$5000 DeductibleYou save $100 by opting for a $2500-$5000 Deductible
Nearby agents : Johnson Insurance Agency, 107 MUSEUM BLVD, UPSALA, MN

$370 is your homeowners insurance for a property near 120th Ave, Co Hwy 225, Co Rd 225, Aardvark Rd, Co Hwy 4

Age2517 (3.2%) persons aged between 25 and 29 in Swanville
Home value$203,500$3,500 costlier than typical house cost in Swanville
Home Constructed Year200533 (15.8%) houses were made between 2000 and 2009 in Swanville
Replacement Value$266,585Your replacement value is $52,185 costlier than the median property in Swanville
Nearby agents : Minnesota National Agency, Inc., 33 1St St. North Long Prairie, Long Prairie, MN

$280 is your homeowners insurance for a property near Co Rd 225, Co Rd 19, 120th Ave, Dove Rd, Co Hwy 225

Home Constructed Year193463 (30.1%) properties in Swanville were built between 1920 and 1939
Deductible$500- $1000 Deductible$30 savings by going for a $500- $1000 Deductible
Age7013 (2.4%) folks are between 70 - 74 years in Swanville
No of claims1$30 higher rate because of 1 previous claims
Nearby agents : Oakwood Insurance Agency Inc, 2700 1St St N Ste 105 Saint Cloud, St. Cloud, MN

$450 is your homeowners insurance for a property near Co Rd 225, Co Hwy 225, Aardvark Rd, Co Hwy 4, 120th Ave

Marital StatusMarried, spouse present10 (0.7%) people have the status of "Married, spouse present" in Swanville
No of Bedrooms372 (34.4%) houses have 3 bedrooms in Swanville
No of Vehicles Available4Ask for a car & homeowners policy bundle discount of $160
No of claims0You are entitled to a no claims concession of $140
Nearby agents : Kristen Stebbins, 1988 County Road 134, Saint Cloud, MN

$440 is your homeowners insurance for a property near Co Hwy 4, Co Rd 225, Co Hwy 225, Dove Rd, Co Rd 19

No of claims2Your 2 past claims make your premium costlier by $90
No of Vehicles Available1You are entitled to a car & home bundle policy reduction of $160
Marital StatusNever married250 (60.2%) folks have the status of "Never married" in Swanville
Deductible$2500-$5000 Deductible$160 savings by choosing a $2500-$5000 Deductible
Nearby agents : Maureen Janssen, 3717 3rd St N, Saint Cloud, MN

$430 is your homeowners insurance for a property near Co Hwy 225, 120th Ave, Co Rd 19, Co Hwy 4, Dove Rd

Home value$165,500Cheaper by $34,500 compared to a usual home in Swanville
No of Bedrooms372 (34.4%) properties in Swanville have 3 bedrooms
Age28In Swanville 17 (3.2%) folks are between 25 to 29 years
Deductible$2500-$5000 Deductible$2500-$5000 Deductible lowers your rate by $160
Nearby agents : Direct Insurance Services Of Minnesota Llc, 1836 EASTERN STAR LOOP, SAUK RAPIDS, MN

$390 is your homeowners insurance for a property near Aardvark Rd, 120th Ave, Co Hwy 4, Dove Rd, Co Hwy 225

Credit ScoreExcellentYour excellent credit score makes it cheaper for you by $160
No of Bedrooms372 (34.4%) homes have 3 bedrooms in Swanville
Replacement Value$216,300Costlier by $225 compared to the median replacement cost of a property in Swanville
Home value$154,500Cheaper by $45,500 compared to an average property in Swanville
Nearby agents : Dina Pierskalla, 209 E Main St, Melrose, MN

$400 is your homeowners insurance for a property near Aardvark Rd, Co Hwy 225, Co Hwy 4, 120th Ave, Dove Rd

Credit ScoreExcellentYour excellent credit score saves you $160
Deductible$500- $1000 Deductible$500- $1000 Deductible lowers your rate by $30
Home value$191,000Cheaper by $9,000 compared to a median house in Swanville
No of claims0You qualify for a no claims concession of $120
Nearby agents : Hanneken Insurance Agency, Inc., 53 East Broadway, Suite C Little Falls, Little Falls, MN

$680 is your homeowners insurance for a property near Co Rd 225, Co Hwy 225, Co Hwy 4, 120th Ave, Aardvark Rd

Home value$221,500Your home is $21,500 above the median cost in Swanville
No of claims2Your 2 prior claims make your premium costlier by $140
Replacement Value$305,670Your replacement cost is $87,920 costlier than the median property in Swanville
Home Constructed Year1924In Swanville, 63 (30.1%) properties were built between 1920 and 1939
Nearby agents : Stearns Insurance Services Inc, 4191 2Nd St South St Cloud, Waite Park, MN

$590 is your homeowners insurance for a property near Dove Rd, Co Rd 225, Co Hwy 4, Aardvark Rd, Co Hwy 225

No of Vehicles Available0Not eligible for discount
Marital StatusNow married250 (59.5%) persons have the status of "Now married" in Swanville
No of Bedrooms372 (34.4%) properties have 3 bedrooms in Swanville
Home Constructed Year1952In Swanville, 2 (1.0%) houses were made between 1950 and 1959
Nearby agents : Princeton Ins Agy, 210 2nd Ave Sw, Milaca, MN

$930 is your homeowners insurance for a property near 120th Ave, Co Rd 19, Co Hwy 4, Co Rd 225, Co Hwy 225

Deductible> $10,000 Deductible> $10,000 Deductible lowers your rate by $730
No of claims3Your 3 prior claims make your rate costlier by $280
Age4743 (8.1%) people aged between 45 and 49 in Swanville
Replacement Value$376,050Your replacement value is $149,925 above the average home in Swanville
Nearby agents : Bill Holker, 540 25th Ave N, Saint Cloud, MN

$420 is your homeowners insurance for a property near 120th Ave, Co Rd 225, Co Hwy 225, Co Hwy 4, Dove Rd

No of claims2Your premiums will become higher by $90 due to 2 previous claims
Replacement Value$214,590Your replacement cost is $3,540 more than the typical home in Swanville
Home value$155,500Your home is $44,500 cheaper than the median price in Swanville
Credit ScoreFairProspective savings of $170 on your home insurance in Swanville if you had Excellent credit
Nearby agents : Ross Nesbit Agencies Inc, 24 W BIRCH ST, SAINT JOSEPH, MN

$650 is your homeowners insurance for a property near 120th Ave, Co Hwy 225, Co Rd 225, Dove Rd, Co Rd 19

Marital StatusSeparated10 (0.7%) individuals have the status of "Separated" in Swanville
Home Constructed Year198219 (9.1%) properties in Swanville were made between 1980 and 1989
Replacement Value$202,230$10,495 less than typical property replacement value in Swanville
Home value$160,500Cheaper by $39,500 compared to a usual home in Swanville
Nearby agents : Christopher Burt, 3335 W Saint Germain St Ste 105, Saint Cloud, MN

$260 is your homeowners insurance for a property near Co Hwy 225, Co Rd 225, Dove Rd, Co Hwy 4, 120th Ave

Deductible$1000-$2500 Deductible$1000-$2500 Deductible lowers your rate by $40
Age5052 (9.8%) individuals are between 50 - 54 years in Swanville
Home Constructed Year197333 (15.8%) houses in Swanville were built between 1970 and 1979
Marital StatusWidowed30 (7.0%) persons have the status of "Widowed" in Swanville
Nearby agents : North American Insurance Agency, 321 Washburn Avenue, Belgrade, MN

$680 is your homeowners insurance for a property near Co Hwy 225, Co Rd 225, Aardvark Rd, Co Hwy 4, 120th Ave

Marital StatusWidowedIn Swanville, 30 (7.0%) individuals have the status of "Widowed"
No of Vehicles Available2 Due to possible car & homeowners policy consolidation you are entitled to a $240 reduction
Replacement Value$241,200Costlier by $10,050 compared to the usual replacement value of a house in Swanville
Home Constructed Year200233 (15.8%) properties were constructed between 2000 and 2009 in Swanville
Nearby agents : Mark Kelley, 300 E Saint Germain St Ste 260, Saint Cloud, MN

$300 is your homeowners insurance for a property near Dove Rd, Aardvark Rd, Co Hwy 225, Co Rd 225, 120th Ave

No of claims0Possibility of $90 discount because of no prior claims
Age7820 (3.8%) individuals are between 75 - 79 years in Swanville
Credit ScoreFairProspective savings of $120 on your home insurance in Swanville if you had Excellent credit
Marital StatusSeparated10 (0.7%) individuals have the status of "Separated" in Swanville
Nearby agents : Hoffs Insurance Specialist Agency, Inc., 225 N Benton Dr Ste 214 Sauk Rapids, Sauk Rapids, MN